Trust us to Find the Right Loan for You

We work with you to understand your needs and recommend lenders and loan products that match those needs.

Home Loans & Refinancing

Smart loan comparison across 20+ lenders

Know exactly what you can borrow

30+ years of experience

Get a competitive rate and the right loan structure that works best for your next home. We charge no fees for our service. Let’s go over your numbers and options and take the next step.

We make it easy for you to apply for a new home loan or refinance your existing loan through our panel of 20 plus lenders.

If these are the questions running through your head, you are not alone. We are here to help you make sense of them!   

My late husband and I have had the pleasure of working with Hilary at Unite Advisory for many years. Her expertise and thoughtful advice have been invaluable in helping us navigate complex financial decisions and maximise our retirement wealth. Through smart strategies and careful timing, she has ensured we are in the best possible position. As a result, I can now move forward with peace of mind, knowing that I will be financially stable as I continue my journey through retirement.

Anne, Retiree

We recently had the pleasure of working with Unite Advisory to set up our accounting system using Xero Accounting. The team at Unite Advisory helped us establish a new payroll system and provided timely training on the use of time saving features including auto super and linking Xero directly to the tax office for efficient lodgement of BAS and weekly Pay Runs. 

Tania, Small business owner

I have known Deborah for approximately ten years when she joined Your Advantage and was employed in the capacity of Accountant.

I personally commend Deborah on her excellent professional character and consideration of her individual clientele.  She takes the time to understand and assist with any given problem, which has always been my experience. Deborah  presents well in her business environment, and I trust her implicitly in handling my business affairs in conjunction with my Financial Adviser. I would willingly recommend her to anyone.

Jennifer Hopkins, Retiree

Are you a first-time home buyer? We are here to help you make it a reality!

Buying a home is a big decision. And home loans are one of the biggest financial commitments.

We help you understand your borrowing capacity, walk you through loan options and help you understand deposit and repayment options. You get straight answers, help with all your paperwork and guidance right through to approval.

You focus on finding the place that feels right.  

Refinance your Existing Loans & Unlock Better Terms

We look at your current rate, repayments and loan structure, then compare them with what is available today. You get a clear understanding of your interest savings, long-term cost and how a new structure could improve your financial standing.

This is what a small rate change can look like in real terms. Switching a $600,000 loan from 6.50% to 6.00% can save you:

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