Home loans tailored to your goals

Whether you’re buying your first home, upgrading, investing or refinancing, we help you compare residential home loans and find an option that suits your needs.

How can Unite Advisory help you purchase a property?

  • 1
    More Choice – Every lender has different policies and criteria. We compare a broad range of lenders and types of home mortgages to find options that suit your property goals.
  • 2

    Expert Guidance – From construction loans to bridging finance and investment lending, we explain your options clearly and guide you through each stage.

  • 3

    Less Hassle – We manage the paperwork, lender communication and application process, so you can focus on finding the right property.

OUR KEY OFFERINGS

Residential Home

We compare residential home loans across a wide range of lenders and explain the types of home mortgages available based on your circumstances. We also help with borrowing capacity, grants, incentives and the application process through to settlement.

Investment Property

We help structure investment lending around your cash flow, property strategy and long-term goals. We compare lenders, loan features and manage the application process from start to finish.

Land & Construction

We guide you through land and construction loan options, lender requirements and progress payments. We also manage the finance process from purchase through to completion

Refinancing

Refinancing can be a powerful way to improve your loan as your circumstances change. We review your current mortgage and compare refinancing options that may offer a better rate, improved features or a loan structure that better suits your needs.

Bridging Finance

We explain how bridging finance works, assess your financial position and compare suitable lender options to help you buy your next home before selling your current property.

Reverse Mortgage

We explain how reverse mortgages work, including the benefits and key considerations. We help you assess whether this option may suit your financial needs and longer-term plans.

FAQ’s

Yes. Helping first home buyers understand their options and navigate the property journey is a big part of what we do.

We help you understand how much you can borrow, what deposit you need, what government incentives may be available and guide you through the process from pre-approval through to settlement.

Your borrowing capacity depends on your income, expenses, existing debts, credit history, deposit and the lender you apply with.

Every lender assesses applications differently, and the types of home mortgages available can vary between lenders. We review your circumstances and help determine a realistic borrowing range before you start searching for your first home.

Traditionally, many lenders require a 20% deposit to avoid paying Lenders Mortgage Insurance (LMI). However, many first home buyers purchase with a smaller deposit.

Depending on your circumstances, you may have access to options such as government support schemes, a low deposit loan or a family guarantor. We help you understand the options available and determine what approach may suit your situation.